Tues – 8/14: Mick Mulvaney can’t clone his bad self. She’s the next best thing

Action – Vote “NO” on Mick Mulvaney’s stooge – Kathy Kraninger.

Just like many GOP bill titles are actually the exact opposite of their intent, so are the administration’s candidates for any particular office. When it was determined that Mick Mulvaney couldn’t truly concentrate on gutting two agencies at once, a search went out, well, all the way down the hall at the Office of management and Budget (OMB), to find a mini-him to continue his dismemberment of the Consumer Financial Protection Board (CFPB).

Minimal Script: I’m calling from [zip code] and I want Sen. [___] to vote “NO” on Kathy Kraninger becoming director of the Consumer Financial Protection Board. She is fundamentally uninterested in protecting American consumers and completely unqualified to be in such a powerful position.


Senator Feinstein: email DC (202) 224-3841, LA (310) 914-7300, SF (415) 393-0707, SD (619) 231-9712, Fresno (559) 485-7430
and Senator Harris: email DC (202) 224-3553, LA (213) 894-5000, SAC (916) 448-2787, Fresno (559) 497-5109, SF (415) 355-9041, SD (619) 239-3884
Other Contacts: https://hq-salsa.wiredforchange.com

The Senate is poised to vote on the appointment of the unqualified Kathleen Kraninger to head the CFPB. An mid-level associate director working under Mulvaney at the OMB, she was nominated in June, and is likely to be confirmed along party lines for a five-year term as director of the CFPB, empowering her with almost exclusive authority over the agency’s budget, regulations and enforcement actions.

Kraninger has no experience in the area of protecting consumers from corporate financial abuse of power, which in the Trump administration, is not an accident. “Trump has shown himself to be a big fan of surrounding himself with inexperienced people who don’t like the agencies they run“. She is expected to follow Acting Director Mick Mulvaney’s erosion of the board’s scope and power. At her hearing, Kraninger proposed plans to ease enforcement actions on firms that claimed to be unaware they were violating the law, following Mulvaney’s emphasis of companies over consumers. Other than that, she spoke so little of her goals, she was panned for her evasiveness.

When questioned regarding whether she’d further Mick Mulvaney’s latest efforts to allow predatory financial actions against our active-duty service members, she didn’t bat an eye. Eschewing any active supervisory role in protecting them from being financially torpedoed with 36% interest rates, she stated she would merely enforce the maximum interest rate the law allows, i.e., actions a trained monkey could do.

What she does have experience in is two failed administrative missions – the controversial family separation policies that resulted from Trump’s zero-tolerance immigration policy and the failed response to Hurricane Maria in Puerto Rico, issues she refused to speak about when questioned by Democrats at her Senate confirmation hearing. Here’s Elizabeth Warren trying to get a straight answer.

Sen. Bob Menendez (D-N.J.), pressed back at Kraninger’s supposedly good management skills.  “If you couldn’t do it for the people of Puerto Rico, I don’t know how you could do it for anyone else,” Menendez said. Take 5 minutes and watch the amazingly sharp and ferocious evisceration below.

When quizzed by Sen. Doug Jones regarding discrimination, aka “disparate impact” in pay day loans and the damage Mulvaney has already caused to consumers, she kept to her own speaking points on the “process” created by Mulvany, not the five-year-long bi-partisan process that proceeded him.

When directly asked if she thought that Mulvaney, who infamously called the CFPB a “sick, sad joke”, had run the agency well, she stated that she did. Enough said. We already have our quota for incompetent and corrupt officials. Let’s tell our senators that we want to see a CFPB head who will follow the Board’s original mission of protecting consumers from corporate financial abuse of power, and to vote “NO” on Kraninger’s confirmation.


  • Ethics watchdog calls for investigation into Mick Mulvaney over Senate testimony (washingtonexaminer)
  • Mick Mulvaney fires all 25 members of consumer watchdog’s advisory board (wapo)
  • Mick Mulvaney says in Congress, he only talked to lobbyists who gave him money (vox)
  • Dems fume as Trump’s consumer bureau pick refuses to discuss role in border policy (hill)
  • Kathy Kraninger is the wrong choice to lead the CFPB (nationalreview)
  • Trump’s pick for consumer agency chief has never stood up for consumers (lattimes)
  • Senate panel delays vote on Trump consumer watchdog pick (reuters)

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